English  |  正體中文  |  简体中文  |  Items with full text/Total items : 17778/20119 (88%)
Visitors : 12260851      Online Users : 139
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://ir.cnu.edu.tw/handle/310902800/22824

    標題: 台灣壽險業清償能力之研究
    An Explore on Solvency of Life Insurance Industry in Taiwan
    作者: 陳青浩
    貢獻者: 醫務管理系
    關鍵字: 壽險公司
    Life Insurance Company
    Discriminant Analysis
    Logistic Regression Analysis
    日期: 2009
    上傳時間: 2010-09-10 09:09:05 (UTC+8)
    摘要: 本研究主要目的爲建立台灣壽險公司清償能力之預警制度,由於國內缺乏“失卻清償”壽險公司之資料,因此本研究首先採用RBC推估比率,並配合常態分配的概念得出評等等級以區分“無失卻清償能力”及“有失卻清償能力”的壽險公司,接著利用因素分析找出影響壽險公司失卻清償的財業務指標,依序命名爲獲利能力指標、經營能力指標、財務結構指標、逾放比指標及償債能力指標。最後利用線性區別分析及Logistic迴歸分析兩種方法,搭配投入「全變數」及「前進逐步區別」兩種型態,再配對樣本「1比1」,「2比1」及「整體資料」三種型態,合計共12種模式,以找出壽險業失卻清償能力之最適預警模式。
    This research applies discriminant analysis, factor analysis, and score-method to establish the forewarning system of solvency and insolvency for the life insurance companies in Taiwan. Owing to insufficient data of the inland insolvent companies, so in this research we use the estimated RBC ratio first and fit with the normal distribution concept to obtain the ranks of evaluation to discriminate the solvent companies and the insolvent companies. On the other hand, apply factor analysis to reduce the variables into five factors, which are defined as "benefit ability index," "management ability index," "financial structure index," "non-performing loans index" and "debt paying ability index." Finally, apply the linear discriminant analysis and logistic regression analysis, then combine with "all variables" and "stepwise discriminant" two types, then match with three sample types, which are "1:1, " "2:1" and "the whole data," altogether twelve kinds of models, to establish the appropriate forewarn models of insolvency for life insurance industry.
    關聯: 嘉南學報(人文類) 35:p.861-873
    Appears in Collections:[嘉南學報] 35 期 (2009)
    [醫務管理系(所)] 期刊論文

    Files in This Item:

    File Description SizeFormat
    v35_861_873.pdf17206KbAdobe PDF405View/Open

    All items in CNU IR are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback